refactor: extract kb_framework package, build graph in memory

Scripts become thin CLIs over kb_framework (graph, query, query_tools,
vault, instructions) so the hosted read-only connector shares one
implementation with the stdio server. The MCP server builds the graph
from Markdown on demand and invalidates it on writes; refresh_graph
rebuilds in memory and reports validation problems. Pre-commit hook
validates only; index/graph.json is no longer read, written or staged
(generate-graph.py --write remains for operators). Golden fixtures pin
graph and tool payloads to the previous output. Agent and skill docs
updated to match.

Co-Authored-By: Claude Fable 5.1 <noreply@anthropic.com>

tests/fixtures/vault/03_resources/demo/index.md

@@ -0,0 +1,10 @@
+---
+id: resource-demo
+title: Demo Resource
+type: reference
+tags: [demo]
+---
+
+# Demo Resource
+
+Raw original kept in `raw/`. Related: [Area Ops](02_areas/ops.md).